Welcome to National Financial Services!
Andrew Gentiluomo is an experienced financial professional at National Financial Services, a full-service financial services firm. His years of experience in the financial services industry have included a special focus on comprehensive wealth management and estate and business planning strategies. He works closely with clients to define their financial goals and create strategies to help achieve those goals.
This site will not only introduce you to Andrew and his services, but it will also offer a wealth of educational materials, articles, newsletters, calculators, and other tools -- all designed to keep you up-to-date on financial issues, strategies, and trends. This educational material is updated frequently, as is our calendar of events, which lists upcoming financial workshops that you may want to attend.
Helpful Content

Social Security: Maximizing Benefits
There are other ways to maximize Social Security benefits, in addition to waiting to claim them.

Medicare At 65+
65 or older? It may be time to enroll in Medicare. Read to learn if you’re eligible.

Comparing Mortgage Terms
Estimate the total cost in today's dollars of various mortgage alternatives.
Stop Wasting Money
One way to find money is to examine your current spending habits and eliminate money wasters.
New Retirement Contribution Limits for 2024
A look at the new, record-high retirement contribution limits from the IRS.
What to Look for in an Extended-Care Policy
Here’s a list of 8 questions to ask that may help you better understand the costs and benefits of extended-care insurance.
Data Breach: Your Security To-Do List
This article provides a checklist of steps to take if you experience a data breach.
Saving Early & Letting Time Work For You
The earlier you start pursuing financial goals, the better your outcome may be.
Separating the Signal From the Noise
A good professional provides important guidance and insight through the years.
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What Is My Life Expectancy?
Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.
Should I Buy or Lease an Auto?
This calculator compares the financial impact of leasing versus buying an automobile.
Roth 401(k) vs. Traditional 401(k)
This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).
Saving for College
This calculator can help you estimate how much you should be saving for college.
Long-Term-Care Needs
Determine your potential long-term care needs and how long your current assets might last.
Potential Income from an IRA
Estimate your monthly and annual income from various IRA types.
View all calculators 
An Inside Look at Retirement Living
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
Managing Your Lifestyle
Using smart management to get more of what you want and free up assets to invest.
5 Smart Investing Principles
Principles that can help create a portfolio designed to pursue investment goals.
5 Smart Investing Strategies
There are some smart strategies that may help you pursue your investment objectives
Your Cash Flow Statement
A presentation about managing money: using it, saving it, and even getting credit.
Principles of Preserving Wealth
How federal estate taxes work, plus estate management documents and tactics.
View all presentations 
Retiring the 4% Rule
A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.
Dreaming Up an Active Retirement
When you retire, how will you treat your next chapter?
Retirement and Quality of Life
Asking the right questions about how you can save money for retirement without sacrificing your quality of life.
Timing Your Retirement
This short video illustrates why knowing when to retire can be a crucial part of your strategy.
A Fruitful Retirement: Social Security Benefit
Taking your Social Security benefits at the right time may help maximize your benefit.
Bull and Bear Go To Market
Learn about the difference between bulls and bears—markets, that is!